*{
	margin:0;
	padding:0;
	}

img{
	border:0;
	}

body{
	color:#4e4649;
	font:normal 13px/1.5em arial, sans-serif;
	text-align:center; /*centers main div in non-compliant browsers*/
	background:#ffffff;
	}

p#body-tag{
	width: 880px;
	background:#ffffff;
	padding:0 0 0 0;
	}
	
#topbar2{
	width: 900px;
	padding:0 0 0 0;
	border-left: 1px solid #bcd2dc;
	border-right: 1px solid #bcd2dc;
	border-bottom: 1px solid #bcd2dc;
	background:#283f54;
	}
	
.img-ralign {
	float:right;
	padding: 2px 0 2px 12px;
}

#toptopnav {
	margin: 0;
	margin-top: 1px;
	margin-bottom: 12px;
	width: 880px;
	padding: 0px 0px 0px 0px;
	border-bottom: 1px solid #a9a8a7;
	}

div#wrapper{
	width:880px;
	margin:0 auto; /* centers page in compliant browsers*/
	padding:10px;
	text-align:left;
	background: #ffffff;
	}

#wrapper p{
	margin-bottom:15px;
	text-align:justify;
	}

#wrapper h1{
	font:bold 18px helvetica, arial;
	padding-top:3px;
	padding-bottom:4px;
	border-top:1px solid;
	border-bottom:1px solid;
	margin-bottom:15px;
	color:#316182;
	}

#wrapper h2{
	font:bold 11px helvetica, arial;
	padding-bottom:2px;
	border-bottom:1px solid;
	margin-bottom:15px;
	text-transform:uppercase;
	letter-spacing:1px;
	color:#828180;
	}

#wrapper h3{
	font:bold 14px helvetica, arial;
	margin-bottom:4px;
	color:#316182;
	}
	
#wrapper h4{
	font:bold 14px helvetica, arial;
	color:#301f73;
	}

div#summary-box{
	background:#316182;
	color:#ffffff;
	font:bold 13px helvetica, arial;
	padding:10px;
	text-align:justify;
	margin-bottom:10px;
	}
	
#left-nav{
	margin: 0px;
	float:left;
	width:180px;
	margin-top: 0px;
	padding: 0px 0px 20px 0px;
	font-size: 12px;
	font-weight: bold;
}

ul#left-nav {
	margin: 0;
	padding: 0;
	list-style: none;
	width: 170px;
	border-top: 1px solid #d3daed;
	}
	
ul#left-nav li {
	position: relative;
	}

ul#left-nav li a, ul.left-nav li a:visited {
	display: block;
	text-decoration: none;
	margin-bottom:0px;
	font-weight: normal;
	color: #316182;
	background: #ffffff;
	padding-left: 6px;
	padding-right: 2px;
	padding-top: 4px;
	padding-bottom: 4px;
	border-bottom: 1px solid #d3daed;
	}
	
ul#left-nav li a:hover {
	display: block;
	color: #ffffff;
	background: #316182;
	font-weight: normal;
	}

div#left{
	width:485px;
	padding-left:10px;
	float:left;
	padding-bottom:15px;
	}

#left ul{
	margin-left:30px;
	margin-bottom:15px;
	}

#left ul li{
	list-style:none;
	padding-left:13px;
	background:#fff url("../images/bullet1.jpg") no-repeat 0px 6px;
	margin-bottom:3px;
	}

div#right{
	float:right;
	width:175px;
	background:#efeee8;
	border: 1px solid #bcd2dc;
	padding:5px;
	font:normal 13px arial, ;
	color:#316182;
	}

#right ul{
	list-style:none;
	margin-bottom:15px;
	}
	
#right p{
	margin-bottom:5px;
	}
#right li{
	background:#fff url("../images/dot1.gif") bottom repeat-x;
	}

#right li a, #right li a:visited{
	padding-bottom:1px;
	text-decoration:none;
	font:bold 12px arial, ;
	color:#828180;
	}

#right li a:hover{
	color:#301f73;
	}

#right h3{
	font:bold 11px arial, ;
	text-transform:uppercase;
	color:#301f73;
	border-bottom:1px solid;
	padding-bottom:1px;
	margin-bottom:4px;
	}

#left a, #left a:visited{
	color:#316182;
	text-decoration:none;
	}

#left a:hover{
	color:#f8c300;
	}

div#footer{
	font-size:95%;
	padding:3px 0;
	border-top:1px solid #301f73;
	clear:both;
	background:#fff;
	}